Today's Rates


Car Loans - 3 years and under As low as 2.25%
Personal Loans - 3 years and under As low as 9.99% APR
Motorcycle loans - 4 years As low as 5.24% APR
10-year Home Equity Fixed Rate As low as 4.96% APR
15-year Home Equity Fixed Rate As low as 4.33% APR
20-year Home Equity Fixed Rate As low as 4.33% APR
See All Rates
Rates subject to
change without notice

Latest News & Updates


Bundle those HIGH interest credit cards with a low interest loan at the credit union.

Now through February 28, 2017 we are having a loan sale! 3 Years – 8.99% APR* 5 Years – 9.24% APR* 6...


Plan To Attend Our Annual Meeting

Make plans to attend our 2017 Annual Meeting for interesting guest speakers, the state of the credit union, plus...


Get A Gold Star With A GSFCU Back To School Loan

Back to school can be an expensive time of year and can really put a dent in your wallet....


Read More News >


Welcome to Garden State FCU!

Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4,400 members from 37 Member Groups and 9 select cities and towns.

We currently have a branch located in Moorestown, New Jersey. The New Jersey cities and towns we also serve include: Audubon Park, City of Camden, Collingswood, Gloucester City, Haddon (Haddon Twp), Mount Ephraim, Palmyra, Pennsauken, and Woodlynne.

Our Member Groups include companies and organizations who provide Garden State membership as a no cost employee or member benefit. Click to see the complete Member Groups list.

Garden State FCU is regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Member deposit accounts are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).