Today's Rates


Car Loans - 3 years and under As low as 1.90%
Personal Loans - 3 years and under As low as 6.09% APR
Motorcycle loans - 4 years As low as 4.99% APR
10-year Home Equity Fixed Rate As low as 4.96% APR
15-year Home Equity Fixed Rate As low as 4.33% APR
20-year Home Equity Fixed Rate As low as 4.33% APR
See All Rates
Rates subject to
change without notice

Latest News & Updates


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Identity thieves have more access than ever to your personal information. They will go through your trash and pretend to...


0% New Vehicle Financing A Myth?

Less than 10% of new car buyers actually qualify for 0% financing. To get that rate, you must have...


Fraudulent Text Message Alert

We have been notified that some of our members have been receiving text messages claiming to be from Garden...


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Welcome to Garden State FCU!

Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4,400 members from 37 Member Groups and 9 select cities and towns.

We currently have a branch located in Moorestown, New Jersey. The New Jersey cities and towns we also serve include: Audubon Park, City of Camden, Collingswood, Gloucester City, Haddon (Haddon Twp), Mount Ephraim, Palmyra, Pennsauken, and Woodlynne.

Our Member Groups include companies and organizations who provide Garden State membership as a no cost employee or member benefit. Click to see the complete Member Groups list.

Garden State FCU is regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Member deposit accounts are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).