VISA® Credit Cards

VISA® Platinum Credit Cards

The perfect solution for shopping, bargain opportunities, emergencies and to track your travel expenses. You’ll save money with a lower rate and enjoy the convenience wherever you go. Choose from three money saving options with the features and benefits you want.

VISA Platinum Cash Back Credit Card

  • No Annual Fee*
  • 25-day Interest-Free Grace Period On Purchases
  • Accepted Everywhere
  • Worldwide Cash Advances
  • FREE Travel/Accident Insurance
  • Receive 1% Cash Back Bonus On All Purchases**

Transfer Balances & Save Instantly!

Every dollar counts in today’s economy. Transfer your higher interest credit cards you have elsewhere to a Garden State VISA. You’ll save money instantly with our lower rates and no or low fees.


Protect Online Purchases With Verified By VISA

When making online purchases, you can get added protection with Verified by VISA. After you enter your payment information online, participating merchants will require you to enter your Verified by VISA password. You create your password when you register. Your password is an extra security step to safeguard your account and purchases. Learn more.


Manage Your VISA Account Online

You can access your Garden State credit card statements and pay your bill online. It’s the easy and convenient way to manage your account. You can link to your account from PAM Online Banking or our credit card site.


*A $10.00 fee will be assessed on accounts that remain inactive for one year.
**Purchases do not include cash advances, convenience checks, returns, finance charges, fees, foreign transaction currency charges or insurance charges posted to your account.