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Go Green With eStatements!

Now’s the time to simplify your life while helping the environment. With eStatements, you won’t have to file piles of paperwork or worry about your statement getting lost or stolen in the mail. As an added bonus, you are helping the environment by reducing your paper usage. eStatements contain the same information as a paper…

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GAP Insurance: Peace Of Mind

When your vehicle is stolen or damaged beyond repair, your insurance company may only pay what your new or used vehicle is worth, not your total loan balance. At this point, MEMBER’S CHOICE® Guaranteed Asset Protection (GAP) comes into play. It’s an insurance policy that helps cover the difference between your new or used vehicle’s…

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Keep Your Identity Safe and Secure

Identity thieves have more access than ever to your personal information. They will go through your trash and pretend to work for big companies and call or e-mail you to retrieve your personal information. Here are some ways to protect yourself. 1. Order Your Free Credit Reports You are entitled to receive 3 free credit reports…

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0% New Vehicle Financing A Myth?

Less than 10% of new car buyers actually qualify for 0% financing. To get that rate, you must have a very high credit score. The rate also may be limited to specific models or the dealers’ current inventory. Furthermore, most of the manufacturer or dealer rate offers are for a shorter term, usually 36 months,…

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Fraudulent Text Message Alert

We have been notified that some of our members have been receiving text messages claiming to be from Garden State FCU stating that their debit cards haven been frozen. It instructs the reader to call a number which then asks for personal information and card information, including the card number. Please note that Garden State…

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Update Your Records!

Updating your home and email addresses is the only way to guarantee you’ll get your end-of-year tax statements and other important account information. It also allows us to provide you with fraud alerts, product/service updates and special offers. Call or stop by the credit union or update your PAM online banking profile today!

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Car Buying Made Easier

You can drive home a great new or used vehicle deal and make the financing process easier when you take advantage of your credit union’s low rates. And with your loan preapproved, you’ll know what your approximate payment will be so you can avoid the dealer’s financing pressure. Even better, you can finance up to…

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What Is Your Membership Worth?

What is the total value of your Garden State membership? That depends on how many loans, accounts and services you use. The more you have, the higher the value. The reason you can save more time and money at Garden State is because the credit union is a not-for-profit financial cooperative. We are not concerned…

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Christmas Club Account Funds Transfer on October 1.

If you have a Christmas club with the credit union, the funds will automatically be transferred to your checking or savings account on October 1, 2014. They will remain open to allow you to start funding for the 2015 Christmas season.

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Attention with United Lending Services

Please be aware that Garden State FCU does not do business with United Lending Services in New York (unitedlendingservices.com). We do not have any relationship with them and do not offer any type of product or service through them.

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