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Bundle those HIGH interest credit cards with a low interest loan at the credit union.

Now through February 28, 2017 we are having a loan sale! 3 Years – 8.99% APR* 5 Years – 9.24% APR* 6 Years – 9.49% APR* Borrow Up to $17,000 It’s yet another way we say “Thank you for being a member of Garden State FCU!” Don’t miss out. Start saving money today! *APR=Annual Percentage Rate (APR) will be…

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Use Your VISA Platinum Credit Card To Bring Your Spring To Life!

Your Garden State FCU VISA is the perfect solution for your Spring-time needs. Do you want to refresh your outdoor furniture, get new curtains, or even take a long weekend? We can help with all of your plans. You’ll save money with our low rates and enjoy convenient account access wherever you go. Let Garden State…

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Worldwide ATM Access

We know our members are always on the go with work, meetings, concerts, practice, games, vacation, etc. That’s why we offer ATM access through a variety of networks so you have access no matter what the day holds. Just look for the VISA, PLUS, NYCE, and THE EXCHANGE® to: Withdraw cash Verify account balances Transfer…

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Finance Your Dream Car At Garden State FCU

New and Used Auto Loans Start driving your dream car, van, pickup truck, or SUV. Our New and Used Auto Loans offer: Rates of 2.25% APR* for up to 3 years Rates of 2.75% APR* for up to 4 years Rates of 3.25% APR* for up to 5 years Pre-approval Financing up to 135% of…

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Extra Vehicle Protection

So many things can happen while you’re driving around. Your car could be damaged, the engine could break down, your car could be a total loss, etc. For these very reasons, Garden State FCU offers GAP Insurance and Mechanical Breakdown Insurance. GAP Insurance If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared…

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Didn’t Make It To The Annual Meeting?

Here Are Some Highlights The 2017 Annual Meeting you was filled with interesting guest speakers, the state of the credit union, plus good food, fun, and more. This year’s Annual Meeting was held at Ron Jaworski’s Ramblewood Country Club on March 26. Those in attendance enjoyed a free breakfast and heard about Garden State FCU’s…

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Do You Have A Financial Hangover?

Garden State FCU Has The Cure Get rid of that financial hangover by taking your high-interest credit card debt and consolidating it into one, low monthly payment with a Bill Consolidation Loan from Garden State FCU. We offer two great versions to meet your needs. 1. No Credit Check Borrow $1,200 Term of 12 months…

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It’s Time For EMV Chip Credit & Debit Cards

Financial institutions in Europe and the US are implementing EMV Chip Card technology. Garden State FCU is joining them. The debit cards began migrating on 12/01/15. If two card holders have the same card number, the joint card will receive a new card number prior to the expiration of their existing card over the next…

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Take the Steps to Protect Your Identity

ID theft is the #1 consumer complaint at the Federal Trade Commission (FTC). There are several ways you can try to reduce your chances of being a victim. Shred personal documents with a cross-cut shredder before you throw them out. Don’t carry your Social Security card in your wallet or give out your number unless…

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Summer Expenses? Get A Personal Loan!

Personal Loans are the affordable way to pay for all of your summer expenses including hotel stays, airfare, rental car, souvenirs, gasoline, home improvements, etc. Garden State FCU offers: Rates as low as 6.09% APR* Terms of 3, 5 and 6 years Apply today! *APR=Annual Percentage Rate. Rate based on creditworthiness of individual applicant and…

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