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Summer Expenses? Get A Personal Loan!

Personal Loans are the affordable way to pay for all of your summer expenses including hotel stays, airfare, rental car, souvenirs, gasoline, home improvements, etc. Garden State FCU offers: Rates as low as 6.09% APR* Terms of 3, 5 and 6 years Apply today! *APR=Annual Percentage Rate. Rate based on creditworthiness of individual applicant and…

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GAP Insurance & Mechanical Breakdown Protection

Guaranteed Asset Protection (GAP) Insurance When you get an Auto Loan with Garden State FCU, you can elect to receive GAP Insurance. It covers the difference between your outstanding balance and the payout from the auto insurance company. Costs only $350 Get $1,000 towards your next vehicle purchase if you finance with the credit union…

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Home Buying Made Easier

1st Mortgages Now’s the time to benefit from today’s low mortgage rates to downsize, buy your first home, buy a home as newlyweds, or buy a second home. Our mortgages offer: Low competitive, fixed rates Low closing costs No points program available Less paperwork for faster closings FHA Mortgages available Interest may be tax deductible*…

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You Can Now Sign Your Loan Documents By Email!

Even though we do like to see you, there is now no reason for you to physically come to the credit union when you are applying for a new borrowing need or refinancing a loan. We can send your loan documents right to your inbox. Then, you just follow the instructions to sign them electronically….

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Annual Membership Meeting Recap

2015 Annual Membership Meeting Recap This event was held on March 22, 2015 in Adventure Aquarium, Camden, NJ.

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Go Green With eStatements!

Now’s the time to simplify your life while helping the environment. With eStatements, you won’t have to file piles of paperwork or worry about your statement getting lost or stolen in the mail. As an added bonus, you are helping the environment by reducing your paper usage. eStatements contain the same information as a paper…

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GAP Insurance: Peace Of Mind

When your vehicle is stolen or damaged beyond repair, your insurance company may only pay what your new or used vehicle is worth, not your total loan balance. At this point, MEMBER’S CHOICE® Guaranteed Asset Protection (GAP) comes into play. It’s an insurance policy that helps cover the difference between your new or used vehicle’s…

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Keep Your Identity Safe and Secure

Identity thieves have more access than ever to your personal information. They will go through your trash and pretend to work for big companies and call or e-mail you to retrieve your personal information. Here are some ways to protect yourself. 1. Order Your Free Credit Reports You are entitled to receive 3 free credit reports…

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0% New Vehicle Financing A Myth?

Less than 10% of new car buyers actually qualify for 0% financing. To get that rate, you must have a very high credit score. The rate also may be limited to specific models or the dealers’ current inventory. Furthermore, most of the manufacturer or dealer rate offers are for a shorter term, usually 36 months,…

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Fraudulent Text Message Alert

We have been notified that some of our members have been receiving text messages claiming to be from Garden State FCU stating that their debit cards haven been frozen. It instructs the reader to call a number which then asks for personal information and card information, including the card number. Please note that Garden State…

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