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Don’t Be Left Out!

If you have a new email address, phone number, address, or name let us know! By having your current information, you can be sure to receive all important need-to-know communications and alerts from the credit union, as well as educational resources and even some interesting fun facts. Next time that you stop in at our…

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Use Your Garden State Visa For Back To School Shopping

Clothing, notebooks, and backpacks oh my! Use your Garden State FCU VISA Platinum Cash Back Credit Card and save money with a lower rate and enjoy the convenience wherever you go. Whether instore or online we’ve got you covered. Check out these great features: No Annual Fee* 25-day Interest-Free Grace Period On Purchases Accepted Everywhere…

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Worldwide ATM Access

We know our members are always on the go with work, meetings, concerts, practice, games, vacation, etc. That’s why we offer ATM access through a variety of networks so you have access no matter what the day holds. Just look for the VISA, PLUS, NYCE, and THE EXCHANGE® to: Withdraw cash Verify account balances Transfer…

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Extra Vehicle Protection

So many things can happen while you’re driving around. Your car could be damaged, the engine could break down, your car could be a total loss, etc. For these very reasons, Garden State FCU offers GAP Insurance and Mechanical Breakdown Insurance. GAP Insurance If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared…

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Didn’t Make It To The Annual Meeting?

Here Are Some Highlights The 2017 Annual Meeting you was filled with interesting guest speakers, the state of the credit union, plus good food, fun, and more. This year’s Annual Meeting was held at Ron Jaworski’s Ramblewood Country Club on March 26. Those in attendance enjoyed a free breakfast and heard about Garden State FCU’s…

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It’s Time For EMV Chip Credit & Debit Cards

Financial institutions in Europe and the US are implementing EMV Chip Card technology. Garden State FCU is joining them. The debit cards began migrating on 12/01/15. If two card holders have the same card number, the joint card will receive a new card number prior to the expiration of their existing card over the next…

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Take the Steps to Protect Your Identity

ID theft is the #1 consumer complaint at the Federal Trade Commission (FTC). There are several ways you can try to reduce your chances of being a victim. Shred personal documents with a cross-cut shredder before you throw them out. Don’t carry your Social Security card in your wallet or give out your number unless…

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Summer Expenses? Get A Personal Loan!

Personal Loans are the affordable way to pay for all of your summer expenses including hotel stays, airfare, rental car, souvenirs, gasoline, home improvements, etc. Garden State FCU offers: Rates as low as 6.09% APR* Terms of 3, 5 and 6 years Apply today! *APR=Annual Percentage Rate. Rate based on creditworthiness of individual applicant and…

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GAP Insurance & Mechanical Breakdown Protection

Guaranteed Asset Protection (GAP) Insurance When you get an Auto Loan with Garden State FCU, you can elect to receive GAP Insurance. It covers the difference between your outstanding balance and the payout from the auto insurance company. Costs only $350 Get $1,000 towards your next vehicle purchase if you finance with the credit union…

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Home Buying Made Easier

1st Mortgages Now’s the time to benefit from today’s low mortgage rates to downsize, buy your first home, buy a home as newlyweds, or buy a second home. Our mortgages offer: Low competitive, fixed rates Low closing costs No points program available Less paperwork for faster closings FHA Mortgages available Interest may be tax deductible*…

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