Our Savings Rates

Rates subject to change without prior notice. 
Call for up to the minute detail.

* Minimum balance to purchase a CD is $1,000.00.
* CDs that were purchased or renewed on 10/1/2008 and later cannot make future deposits.
APR = Annual Percentage Rate
APY = Annual Percentage Yield

Balance/Term APR APY
Primary Savings (01), Member Savings (02), Statement Savings (03), Other Savings (04), Corporate Accounts (05), & Personal Savings (06)
(Effective 07-01-2013)
$250-$1,999.99 0.05% 0.05%
$2,000-$4,999.99 0.05% 0.05%
$5,000 & greater 0.15% 0.15%
Primary Checking (75) and Other Checking (76)
(Effective 10-01-2010)
$250-$1,999.99 0.00% 0.00%
$2,000 & greater 0.01% 0.01%
Holiday Club (12) / Vacation Club (13)
(Effective 05-01-2013)
$250 and greater 0.05% 0.05%
Business Checking (74)
(Effective 4-01-2011)
$250-$2,499.99 0.00% 0.00%
$2,500-$24,999.99 0.00% 0.00%
$25,000 & greater 0.05% 0.05%
Sunrise Checking (79)
Must be age 50 or older
(Effective 03-01-2010)
$250 & greater 0.00% 0.00%
Silver Money Market Savings Account (20) & Checking Account (70)
(Effective 07-01-2013)
$1.00 - $2,499.99 0.00% 0.00%
$2,500 & greater 0.25% 0.25%
Gold Money Market Savings Account (21) & Checking Account (71)
(Effective 07-01-2013)
$1.00 - $9,999.99 0.00% 0.00%
$10,000 - $24,999.99 0.25% 0.25%
$25,000 & greater 0.35% 0.35%
Platinum Money Market Savings Account (22) & Checking Account (72)
(Effective 07-01-2013)
$1.00 - $9,999.99 0.00% 0.00%
$10,000 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.50% 0.50%
$100,000 & greater 0.55% 0.55%
Share Certificates/IRA Certificates
Rollover / New Balances $1,000 - $19,999.99
(Effective 07-09-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.15% 0.15%
12 month 0.20% 0.20%
18 month 0.25% 0.25%
24 month 0.30% 0.30%
30 month 0.30% 0.30%
36 month 0.40% 0.40%
48 month 0.60% 0.60%
60 month 0.75% 0.75%
Share Certificates/IRA Certificates
Rollover / New Balances $20,000 - $49,999.99
(Effective 07-09-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.15% 0.15%
12 month 0.20% 0.20%
18 month 0.25% 0.25%
24 month 0.30% 0.30%
30 month 0.30% 0.30%
36 month 0.40% 0.40%
48 month 0.60% 0.60%
60 month 0.75% 0.75%
Share Certificates/IRA Certificates
Rollover / New Balances Greater than $50,000
(Effective 07-09-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.15% 0.15%
12 month 0.20% 0.20%
18 month 0.25% 0.25%
24 month 0.30% 0.30%
30 month 0.30% 0.30%
36 month 0.40% 0.40%
48 month 0.60% 0.60%
60 month 0.75% 0.75%
IRA Money Market Account
(Effective 05-01-2013)
$1000 - $19,999.99 0.05% 0.05%
$20,000 - $49,999.99 0.15% 0.15%
$50,000 & greater 0.35% 0.35%
Business Money Market Checking (73)
(Effective 04-01-2013)
$1.00 - $2,499.99 0.00% 0.00%
$2,500 - $99,999.99 0.30% 0.30%
$100,000 & greater 0.40% 0.40%
Call 800-713-2274 for current rates

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