VISA® Check Card

24/7 VISA® Check/ATM Card Convenience

No more ID hassles or check acceptance problems when you make purchases and withdraw cash at ATMs worldwide. Your Garden State VISA Check/ATM Card makes it easy.

Simply present or swipe your card anywhere you see the VISA logo. Your Visa Check/ATM Card purchases are automatically deducted from your credit union checking account.

  • No or Low Annual Fee*
  • Works like a check with no check to write
  • Faster than writing a check
  • Make purchases and conduct ATM transactions worldwide
  • Withdraw cash, verify account balances, and transfer funds at ATMs worldwide (VISA, PLUS, NYCE, and Exchange Networks)
  • No check acceptance or ID hassles anywhere

Call or visit the credit union to apply. When you need extra cash, you can also avoid ATM fees and surcharges by asking for cash-back at participating merchants.

Click for branch locations.

Garden State is a member of the VISA, PLUS, NYCE and Exchange ATM Networks and CO-OP Shared Branches®.


*Low $10 Annual Fee. No Annual Fee when you have has a Sunrise Checking, Money Market Savings or Money Market Checking Account (excluding IRA Money Market Accounts). No Annual Fee if your member accounts have a combined balance of $2,500 ( Primary Savings, Other Savings, Checking Account, Other Checking Account, Christmas Club, Vacation Club and CDs, excluding IRA Money Market and IRA CDs). Annual Fee is assessed every January.