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Today's Rates

Loan Types Interest Rates
Car Loans - 3 years and under As low as 2.74%
Personal Loans - 3 years and under As low as 10.49% APR
Motorcycle loans - 4 years As low as 5.24% APR
10-year Home Equity Fixed Rate As low as 5.01% APR
15-year Home Equity Fixed Rate As low as 5.01% APR
20-year Home Equity Fixed Rate As low as 5.01% APR
See All Rates
Rates subject to
change without notice

Latest News & Updates

A Holiday Loan Can Make the Season Merrier!

Garden State FCU can help you enjoy the season more with our Holiday Loan! Those extra expenses can add...

Don’t Be Left Out!

If you have a new email address, phone number, address, or name let us know! By having your current...

Use Your Garden State Visa For Back To School Shopping

Clothing, notebooks, and backpacks oh my! Use your Garden State FCU VISA Platinum Cash Back Credit Card and save...

Read More News >

NBN Group

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Proud Sponsor of:
American Consumer Council

Welcome to Garden State FCU!

Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4,400 members from 37 Member Groups and 9 select cities and towns.

We currently have a branch located in Moorestown, New Jersey. The New Jersey cities and towns we also serve include: Audubon Park, City of Camden, Collingswood, Gloucester City, Haddon (Haddon Twp), Mount Ephraim, Palmyra, Pennsauken, and Woodlynne.

Our Member Groups include companies and organizations who provide Garden State membership as a no cost employee or member benefit. Click to see the complete Member Groups list.

Garden State FCU is regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Member deposit accounts are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).