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About Us

A Fresh Financial Point of View

Garden State Federal Credit Union is a unique financial institution. We are a not-for-profit and member-owned cooperative. Unlike banks that are profit-driven, we return excess earnings to our members in the form of lower interest rates for loans, higher yield savings and investment accounts, free or low fee money management services and outstanding personal service.

Who Can Join

Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. Today we serve over 4,400 members from 37 Member Groups and 9 select cities and towns. Our Member Groups include companies and organizations who provide Garden State membership as a no cost benefit. You can become a member when:

  • You are an employee or member of one of our Member Groups.
  • You are retired from one of our member employer groups.
  • You live, work, worship or attend school in one of our select cities or towns.
  • You are an immediate family member of a current credit union member.

Federally Insured, Financially Secure

Garden State FCU is regulated by the National Credit Union Administration (NCUA), an agency of the federal government. Your deposit accounts are federally insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). There are also steps you can take to have higher insured balances. Contact the credit union for the details.

Membership Is Easy & Free!

Click the links below to learn more about credit unions and how you can take advantage of the many money-saving loans and financial services at Garden State Federal Credit Union. Don’t miss this opportunity. Membership is free!