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Home Buying Made Easier

1st Mortgages

Now’s the time to benefit from today’s low mortgage rates to downsize, buy your first home, buy a home as newlyweds, or buy a second home.

Our mortgages offer:House Lawn

  1. Low competitive, fixed rates
  2. Low closing costs
  3. No points program available
  4. Less paperwork for faster closings
  5. FHA Mortgages available
  6. Interest may be tax deductible*

Refinance & Save!

If you already have a mortgage and are paying a high rate, refinance with Garden State FCU to take advantage of our lower rates. You may be able to reduce your monthly payment.

Apply Today!

Just call Michael Cesarano at 800-713-2274, ext.110 or stop by the credit union for details.

*Check with your tax advisor. Mortgage tax-deductible interest eligibility depends on your specific tax situation. Most members qualify.