First Mortgages & Refinancing Center
There is no better time to buy a new home. Today’s super low rates can make home ownership more affordable than renting. Whether you’re a first time buyer, want to downsize or purchase a second home, our low rates and flexible terms make it more affordable.
- Low Fixed Rates
- No Points Program Available
- Low Closing Costs
- Less Paperwork For Faster Closings
- FHA Mortgages Available
- Interest Is Usually Tax deductible*
Refinance & Save!
Save instantly when you refinance the mortgage you currently have with another financial institution with Garden State. Call for the details.
Applying Is Easy & Convenient
If you are an experienced home buyer, we’ll make the application process as fast and easy as possible. If you are a first time buyer, we’ll guide you through the mortgage process step-by-step. Call Michael Cesarano at 800-713-2274, Ext.110 − or stop by the credit union for the details.
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